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iPro was founded on the idea of building a better living with champion real estate services. We focus on incorporating and mastering the latest technologies and perform all types of real estate transactions. Our team of professionals set a stronger standard of business, abide by a strict code of ethics and give superior results.

30-Year Mortgage Rate Inches Down to 2.86% This Week

Mortgage rates followed the trend of the 10-year Treasury yield this week and inched lower. But these historically low rates—averaging 2.86% this week for the 30-year fixed-rate mortgage—are expected to rise over the course of the next few months.The National Association of REALTORS® predicts that mortgage rates will rise to 3.5% by mid-2022 as the Fed will likely start reducing its bond purchases before the end of the year. Expect interest

America is Short 5.24M Homes

More real estate listings are coming to the market, but that won’t be able to make up for the fact that America is short millions of homes based on population needs. That likely means home buyers will continue to face inventory shortages and a dearth of homes for sale in the future.The U.S. is short 5.24 million homes. That is an increase of 1.4 million homes from 2019, according to research from realtor.com®.“The pandemic has certainly

Rising Demand Pushes Rents to Double-Digit Growth

Rents are rapidly rising across the country. The U.S. median rental price jumped 11.5% year over year in August to $1,607 per month. That is the first time in two years that the rental market has reached double-digit growth, according to realtor.com®’s Monthly Rental Report.More than half of the 50 largest metros posted double-digit annual gains. The highest increases were in Tampa, Fla. (up 30.6% compared to a year ago), Riverside, Calif. (up

Mortgage Demand Climbs to Highest Level Since April

Just when the housing market was starting to fall into a seasonal pattern, mortgage demand takes off. Mortgage applications to purchase a home—a gauge of the housing market—rose 7% last week compared to the previous week, the Mortgage Bankers Association reported Wednesday. That marks the highest level since April of this year.Housing inventories have increased slightly, which may be opening up more possibilities to home buyers who had felt s

Welcome to the Team Bernardo Monzon Dealing the San Diego Area

iPro was founded on the idea of building a better living with champion real estate services. We focus on incorporating and mastering the latest technologies and perform all types of real estate transactions. Our team of professionals set a stronger standard of business and give superior results.Click here for information on becoming a salesperson.

New Owners Fazed by ‘Hidden’ Costs of Homeownership

The price of entry to homeownership involves more than just the down payment. About 44% of homeowners say they were unaware of the other costs associated with buying a home, like home inspection, document fees, property taxes, home insurance, and title fees, according to a realtor.com® survey of nearly 3,000 adults. About 11% of respondents also failed to factor in moving expenses.“Unlike most big-ticket consumer purchases, for which most peop

How Much it Costs to Raise a Small Child in Each State

Raising children isn’t cheap: The basic costs for raising a child in the U.S. is $20,152 annually, according to research from LendingTree. But that total can run much higher in some states.For example, parents will pay the most in the country to raise a child in the District of Columbia, with basic annual expenses (including day care) about $28,785. Hawaii and Maryland follow at $25,828 and $25,156, respectively. Meanwhile, raising a child may

Best Time to Buy is Now

Between Sept. 12 and Oct. 17, the majority of housing markets nationwide will reach their “sweet spot” with a higher number of homes for sale, lower prices, and less buyer competition compared with the average week of the year, according to realtor.com®’s Best Time to Buy Report.This week kicks off the best time of year particularly for home shoppers in New York City, Los Angeles, Boston, Denver, Detroit, Minneapolis, and Portland, Ore., t

September 11th, 2001

20 years later, 9/11/2001 is still strongly remembered... A prayer from us to all of those affected and the future of the U.S.A.

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